Terms of Service

Last updated: December 31, 2024

1. Acceptance of Terms

By accessing or using Panbia ("the App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the App.

2. Description of Service

Panbia is a flashcard learning application that allows users to:

• Create and organize flashcard decks
• Generate flashcards using AI assistance
• Study using swipe-based interactions
• Track learning progress

3. User Accounts

To use certain features of the App, you must create an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

4. User Content

You retain ownership of content you create in the App. By using the App, you grant us a license to store and display your content as necessary to provide the service.

You agree not to create content that:

• Is illegal, harmful, or offensive
• Infringes on intellectual property rights
• Contains malware or harmful code
• Violates the privacy of others

5. AI-Generated Content

The App uses artificial intelligence to help generate flashcard content. You understand that:

• AI-generated content may not always be accurate
• You are responsible for reviewing and verifying AI-generated content
• AI-generated content should not be used for critical decisions without verification

6. Acceptable Use

You agree not to:

• Use the App for any illegal purpose
• Attempt to gain unauthorized access to the App or its systems
• Interfere with or disrupt the App's functionality
• Use automated systems to access the App without permission
• Share your account with others

7. Subscription and Payments

Some features may require a paid subscription. By subscribing:

• You authorize us to charge your payment method
• Subscriptions auto-renew unless cancelled
• You can cancel anytime through your account settings
• Refunds are handled according to App Store policies

8. Termination

We may suspend or terminate your account if you violate these terms. You may delete your account at any time through the App settings. Upon termination, your data will be deleted according to our Privacy Policy.

9. Disclaimer of Warranties

The App is provided "as is" without warranties of any kind. We do not guarantee that:

• The App will be uninterrupted or error-free
• Content will be accurate or reliable
• The App will meet your specific requirements

10. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the App.

11. Changes to Terms

We may update these Terms of Service from time to time. We will notify you of significant changes through the App or by email. Continued use after changes constitutes acceptance of the new terms.

12. Governing Law

These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

13. Contact Us

If you have questions about these Terms of Service, please contact us at:

Email: support@panbia.app